The easiest way to manage your finances

Save and reach your goals, budget and take control of your expenses. Earn rewards. Go further with financial services plugins.

Banking services is provided by Lifegate Microfinance Bank. Lifegate MFB is licensed by CBN, all deposit are NDIC insured.

Kobotrack + Bank Accounts

Add intelligence to your existing bank accounts

Intelligent bank account

Connect your bank accounts

You do not need a new bank account. Connect one or two or all of your bank accounts to make them smarter.

Track your finances

Track account activities

As inflow and outflow happens, Kobotrack works for you. Batching, sorting, filtering and notifying you when necessary.

achieve financial goals

Achieve your big goals

Whether you are repaying debt, building an emergency fund, saving towards wedding or overseas vacation.

Why use Kobotrack

Discounts, Savings and Rewards

Get up to 2% discount on airtime
Up to 1.5% discount on utility
Up to 20% loyalty point at merchant stores
Up to 15% APY on Savings plans
Why use kobotrack

See all your bank accounts in one view

Connect one or all your bank accounts and view their balances and transactions in the Kobotrack application. We support all major banks.

Account linking is provided by Mono

All-in-one account view

Budget that is aware of your transactions

Create a budget. And Kobotrack works to help you stay within the budget. Receive notification and alert as your expenses get close to your budget.

Learn more about budgeting

All-in-one account view

Kobotrack uses secured Open Banking tech

In order to effectively manage your finances, it is important to have all your bank accounts in one place. Kobotrack makes this easy by utilizing Open Banking technology from Mono. It is worth noting that neither Kobotrack nor Mono has access to your bank login or account information. If you're interested in learning more about how Mono uses Open Banking to provide account linking services, you can click here.

Financial institutions that you can connect to Kobotrack

access bank logo alat by wema logo altbank logo bamboo logo brass business banking logo chaka invest logo cowrywise  logo ecobank logo fidelity bank logo first bank logo first city monument bank logo gomoney logo guaranty trust bank logo globus bank logo heritage bank logo jaiz bank logo keystone bank logo kuda bank logo opay logo piggyvest logo polaris bank logo providus bank logo risevest logo rubies logo standard ibtc bank logo standard chartered bank logo sterling bank logo trove finance logo union bank of nigeria logo united bank for africa logo unity bank logo wallets africa logo wema bank logo zenith bank logo