The easiest way to manage your finances
Save and reach your goals, budget and take control of your expenses. Earn rewards. Go further with financial services plugins.
Banking services is provided by Lifegate Microfinance Bank. Lifegate MFB is licensed by CBN, all deposit are NDIC insured.
Add intelligence to your existing bank accounts

Connect your bank accounts
You do not need a new bank account. Connect one or two or all of your bank accounts to make them smarter.

Track account activities
As inflow and outflow happens, Kobotrack works for you. Batching, sorting, filtering and notifying you when necessary.

Achieve your big goals
Whether you are repaying debt, building an emergency fund, saving towards wedding or overseas vacation.
Why use Kobotrack
Discounts, Savings and Rewards

See all your bank accounts in one view
Connect one or all your bank accounts and view their balances and transactions in the Kobotrack application. We support all major banks.
Account linking is provided by Mono
Budget that is aware of your transactions
Create a budget. And Kobotrack works to help you stay within the budget. Receive notification and alert as your expenses get close to your budget.
Learn more about budgeting

Kobotrack uses secured Open Banking tech
In order to effectively manage your finances, it is important to have all your bank accounts in one place. Kobotrack makes this easy by utilizing Open Banking technology from Mono.
It is worth noting that neither Kobotrack nor Mono has access to your bank login or account information. If you're interested in learning more about how Mono uses Open Banking to provide account linking services, you can click here.
Financial institutions that you can connect to Kobotrack

































