Earn points every time you buy online or in-store
Automatically earn loyalty points when you pay with your card or bank transfer at partner merchant store. Redeem your points for cash. Unlock badges when you hit milestones.
Banking services is provided by Lifegate Microfinance Bank. Lifegate MFB is licensed by CBN, all deposit are NDIC insured.
How it works
Connect bank accounts
Link one or two or all of your bank accounts that you use for making payments or the ones that your debit card is associated with to Kobotrack.
Pay online or in-store
Buy from merchant in-store or online and pay with debit card or bank transfer from any of your bank accounts connected to Kobotrack.
No extra action. Be rewarded
No extra interaction is needed. Enjoy your purchase. Your points will be automagically credited to your Kobotrack profile.
What you enjoy
- You would enjoy increased privacy by not having to share your phone number or email address with store attendants.
- There is no need to present another plastic card or any app at checkout
- You can even earn points when your smartphone is not present at the time of checkout.
- Select merchants offer up to 5% extra reward points on your birthday
- Your reward points will be auto-tracked and sent to your email
- You will be notified when your points are redeemable
- Redeem your points as cash into your bank account
Kobotrack uses secured Open Banking tech
In order to effectively manage your finances, it is important to have all your bank accounts in one place. Kobotrack makes this easy by utilizing Open Banking technology from Mono.
It is worth noting that neither Kobotrack nor Mono has access to your bank login or account information. If you're interested in learning more about how Mono uses Open Banking to provide account linking services, you can click here.
Financial institutions that you can connect to Kobotrack
