Stay within your budget without extra effort

A smart budget that uses every transaction you make to update itself and notify you as you go. Say goodbye to overspending.

Banking services is provided by Lifegate Microfinance Bank. Lifegate MFB is licensed by CBN, all deposit are NDIC insured.

Earn rewards
Budget that keeps itself

How it works

Intelligent bank account

Connect bank accounts

Link one or two or all of your bank accounts that you use for making payments or the ones that your debit card is associated with to Kobotrack.

budget items

Budget for things

There are over 40 categories you can create budget for. And if those do not cover your needs, you can create new categories.

Be rewarded

Be guided

Spend from your connected bank accounts, and your expenses will be checked against your set budget limit. You receive alerts to keep you within your budget.

Kobotrack uses secured Open Banking tech

In order to effectively manage your finances, it is important to have all your bank accounts in one place. Kobotrack makes this easy by utilizing Open Banking technology from Mono. It is worth noting that neither Kobotrack nor Mono has access to your bank login or account information. If you're interested in learning more about how Mono uses Open Banking to provide account linking services, you can click here.

Financial institutions that you can connect to Kobotrack

access bank logo alat by wema logo altbank logo bamboo logo brass business banking logo chaka invest logo cowrywise  logo ecobank logo fidelity bank logo first bank logo first city monument bank logo gomoney logo guaranty trust bank logo globus bank logo heritage bank logo jaiz bank logo keystone bank logo kuda bank logo opay logo piggyvest logo polaris bank logo providus bank logo risevest logo rubies logo standard ibtc bank logo standard chartered bank logo sterling bank logo trove finance logo union bank of nigeria logo united bank for africa logo unity bank logo wallets africa logo wema bank logo zenith bank logo