Stay within your budget without extra effort
A smart budget that uses every transaction you make to update itself and notify you as you go. Say goodbye to overspending.
Banking services is provided by Lifegate Microfinance Bank. Lifegate MFB is licensed by CBN, all deposit are NDIC insured.

How it works

Connect bank accounts
Link one or two or all of your bank accounts that you use for making payments or the ones that your debit card is associated with to Kobotrack.

Budget for things
There are over 40 categories you can create budget for. And if those do not cover your needs, you can create new categories.

Be guided
Spend from your connected bank accounts, and your expenses will be checked against your set budget limit. You receive alerts to keep you within your budget.
Kobotrack uses secured Open Banking tech
In order to effectively manage your finances, it is important to have all your bank accounts in one place. Kobotrack makes this easy by utilizing Open Banking technology from Mono.
It is worth noting that neither Kobotrack nor Mono has access to your bank login or account information. If you're interested in learning more about how Mono uses Open Banking to provide account linking services, you can click here.
Financial institutions that you can connect to Kobotrack

































